DISABILITY INSURANCEDisability insurance is an often-overlooked component of your family’s financial security. How would you pay your bills if you were unable to work? Disability helps fill in the gap between health and life insurance coverage, and helps you avoid foreclosure and other tragic consequences of a disabling injury or condition. Most people recognize the need to insure their lives and their health, but often fail to consider the consequences of insuring their income. Disability insurance typically provides 50-66% of your income if you are unable to work due to a disabling event or condition. If you’re among the estimated 71% of Americans who live paycheck to paycheck, disability coverage is even more important. Did you know that the Social Security Administration estimates that 3 out of 10 people entering the workforce today will become disabled for more than a year at some point? Yet few people are prepared for such an event. AC Forrest offers both individual and group disability insurance to clients throughout Georgia, South Carolina, and neighboring states. We’ll be happy to show you and provide quotes for both short- and long-term disability products that will help protect you and your employees and/or family from the economic consequences of an accident or long-term illness.
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